When most people think about refinancing to save money the first thing they often think about is getting a lower interest rate. Though refinancing into a lower interest rate is a great way to save money both upfront & in the long run, there are also other ways you can save money by refinancing. 1.…

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After some great feedback on our last Q&A session I decided it was time for Mortgage Q&A Part #2. In todays blog post we’ll go over some of the most common mortgage questions I get asked. If you enjoyed this post and would like to see a Part #3 shoot me a message with your…

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Guide for Medical Professionals Once a thing of the past, We’re thrilled to announce that we are now offering these unique loans again. But.. what are they and how do they work? Read on below… What is a Doctor/Physician Loan? A physician loan is a specialized mortgage designed for medical professionals who are looking to…

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A DSCR or Debt Service Coverage Ratio loan is a mortgage loan in which a borrower uses the properties projected or actual cash flow to qualify, instead of their own income. A great option that is commonly used for investment properties, read more below. What is a DSCR Mortgage Loan? A DSCR loan refers to…

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A Conventional Mortgage is one of the most common loans utilized to purchase real estate, but what actually is one and how does it vary from other mortgage types? What is a Conventional Mortgage? A Conventional Mortgage is a type of home loan that is not insured or guaranteed by the federal government. It is…

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If you’re a U.S. military veteran, active-duty service member, or a surviving spouse of a veteran, a VA mortgage could be the key to securing homeownership with significant benefits. But what exactly is a VA mortgage, and how does it work? In this post, we’ll explore everything you need to know about VA loans, their…

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