Moving to New Hampshire: What You Need to Know
If you’re considering relocating to New Hampshire, you’re in for a treat. Known for its picturesque landscapes, outdoor activities, and small-town charm, New Hampshire is a place that offers a lot to both residents and visitors. Before you make the move, however, there are a few things to know to help you transition smoothly into your new home in the Granite State.
1. The Cost of Living
New Hampshire’s cost of living is relatively high on a national scale. However it is less than some of the southern New England states. While you’ll find no state income tax, property taxes are on the higher end. The median home price in New Hampshire is also higher than the national average, though it can vary significantly depending on the area.
- Tip: If you’re moving to a specific city or town, do some research on local property taxes, as they can differ from place to place. And don’t overlook Tax Assessed Value Percentages by town (TAV) compared to the tax rate.
2. Outdoor Paradise
One of the most significant perks of living in New Hampshire is the state’s natural beauty. From the majestic White Mountains to the scenic lakes and forests, New Hampshire is an outdoor enthusiast’s dream. Hiking, skiing, fishing, and boating are just a few of the activities you can enjoy throughout the year.
- Tip: When you register your vehicle ask about the Moose Plate, giving you access to all of the state parks year round for one upfront fee.
3. Weather and Seasonal Changes
New Hampshire experiences all four seasons to their fullest, which can be both a blessing and a challenge. Winters are long, with heavy snowfall, while summers are warm but not overly hot. Fall is an especially stunning time to live here, with vibrant foliage turning the state into a patchwork of red, orange, and yellow.
- Tip: Be prepared for the winter months with proper winter gear and a vehicle suited for snowy conditions. The state’s roads are generally well-maintained, but snowstorms can still cause delays.
4. Tax Benefits
New Hampshire is known for having no state income tax and no sales tax, which can be a huge advantage for those moving from states with higher taxes. However, the state does rely heavily on property taxes, so it’s important to factor that into your budget when buying a home.
- Tip: If you’re coming from a state with higher taxes, be sure to check how New Hampshire’s property tax system works, and consider how it will affect your overall finances. Have questions? We’re here to help.
5. Education and Schools
New Hampshire offers a mix of public and private schools, and education in the state is generally of high quality. The state is known for its well-funded schools and low student-to-teacher ratios. If you’re moving with children, you’ll find plenty of excellent educational opportunities.
- Tip: Research the specific school districts in the area you plan to move to, as the quality of education can vary from town to town.
6. A Small State with Strong Community Ties
New Hampshire is one of the least populous states, and this can mean a tight-knit community where people know each other. Whether you’re in a small town or a more suburban area, you’ll find that neighbors are often more connected and involved in local events.
- Tip: Embrace the small-town feel by getting involved in community events, whether it’s a local farmers’ market, a town fair, or outdoor activities. It’s a great way to meet new people.
7. The Job Market
New Hampshire’s economy is diverse, with industries like manufacturing, healthcare, technology, and education offering numerous opportunities. The state has a low unemployment rate and is considered business-friendly. However, if you’re moving from a larger city, you may notice fewer job options, especially in highly specialized fields. But with the dawn of working remote, it may not be as noticeable.
8. Health and Wellness
New Hampshire residents tend to prioritize health and wellness, with access to outdoor activities, farmers’ markets, and organic food readily available. The state has a strong healthcare system, with several top hospitals and health centers. If you value an active and healthy lifestyle, New Hampshire is a great place to live.
- Tip: Stay active by exploring the numerous hiking trails, ski slopes, and lakes for year-round fitness opportunities.
9. Transportation
New Hampshire’s transportation options include a well-maintained network of highways, though public transportation options can be limited in rural areas. Major cities like Manchester and Concord have some bus routes, but owning a car is generally a necessity for most residents.
- Tip: Consider your commuting options when choosing where to live. If you work remotely or in a nearby city, you may want to live in a more rural setting with easy access to highways.
10. Cultural and Social Life
While New Hampshire may not have the bustling arts scene of larger cities like Boston or New York, it offers a unique mix of cultural and social events. From arts and crafts festivals to local breweries, live music, and theater productions, there’s always something happening, especially in larger towns and cities.
- Tip: Explore the state’s small cultural venues and local businesses. Whether it’s a theater performance or a wine tasting, there’s plenty to enjoy in the local scene. A couple events I recommend are Meredith Pond Hockey in the winter and the Hampton Beach Seafood Festival in the fall.
Final Thoughts
Moving to New Hampshire offers many benefits, from beautiful natural surroundings to a lower tax burden. While the cost of living can be higher and winters can be challenging, the overall quality of life is excellent. Whether you’re moving for work, family, or simply a change of pace, New Hampshire offers a unique and welcoming environment for new residents.
As with any move, it’s important to do your research and plan ahead. By understanding the key aspects of life in New Hampshire, you can make a smoother transition into your new home and enjoy everything this beautiful state has to offer.
In need of financing or a local real estate agent to help on your transition? We’re here to help with 24/7 support and guidance for you!
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