FHA Mortgages have quite a few benefits for home buyers, but what actually is one? What is an FHA loan? An FHA loan (Federal Housing Administration loan) is a type of mortgage loan that is insured by the U.S. government through the FHA. These loans are designed to help lower-income, lower credit score and first-time…

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Appraisal Waivers save time, money & hassle for our clients but what actually is one and how does it work? What is an appraisal waiver? An appraisal waiver, also known as a Property Inspection Waiver (PIW) or Value Acceptance, is an agreement between a lender and a borrower that allows the borrower to skip the in-person…

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After the first funds Rate cut of 2024, many homeowners have started to consider refinancing their mortgage to get a lower interest rate & save money each month. This has prompted us to spend a moment and answer some of the most common questions about we get asked about refinancing. 1. Why would I refinance…

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Historically it has been difficult for self employed individuals to get mortgage financing, even with a robust financial profile. Between gathering income documents, tax transcripts and guessing whether you qualify with your unique income profile. We recognized this difficulty and it drove us to offer mortgage programs tailored specifically to you, featuring common sense underwriting.…

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